Welcome!
Making Your home dreams a reality, FHA,Conventional Loans
Plan for tomorrow today! FHA Loans, Appraisal Credits, Mortgage Company
Plan for tomorrow today! FHA Loans, Appraisal Credits, Mortgage Company
1% down payment. 100% yours.
We’re making homeownership a reality with a new low-down payment option, ONE+ by
People's Choice Financial.
Buying your new home can be an exciting but challenging process, especially with today's market conditions. Rising interest rates, (Good News! rates are coming down now) high home prices, and inflation have made it harder for many buyers to save up the large down payment. With One +, you may qualify to purchase a home with just a 1% down payment. For those who qualify, you only need to come up with 1% of the home's price to get in a home, rather than the typical 3-20% down payment. This can be much easier to save and qualify for a mortgage. The lender's 2% contribution is not a loan - it's their way of helping make home ownership more affordable and attainable for you. One + is designed to help both first-time home buyers and individuals who are not first-time home buyers. The key details of this program are:
• Income Limit: Your household income must be at or below 80% of the area median income (AMI) where the home is located.
• Loan Amount: The maximum loan amount for this program is $350,000
• Usage: This program can only be used for home purchases, not refinancing.
• Exclusivity: This program cannot be combined with any other special offers or promotions. If your household income is even lower, at 50% or less of the median income in your area, there may be additional options available to you
Contact me to take advantage of this incredible opportunity today!
Lower Mortgage Rates
$500.00 Appraisal Credit if the Client needs an Appraisal
Would you like us to do a simple review and give you a good idea what you may qualify for, we can run some numbers, tell us what you're wanting to buy, we can give you an idea of the monthly payments, and minimum down payment amounts
great programs, like FHA Loans, Conventional Loans and Appraisal credits to help cover appraisal fees
At PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low.
we assign you a Loan Advisor from begging to end, and not have you deal with different people, that causes confusions,lol
Home loans for:
Purchase
or
Refinance
1. FHA Loans
2. Conventional
3. Rehab loans/203K FHA
4. Home Construction loans
5. Low down Payment Programs 1%, 3% or 3.5%
or even 100% Financing!
6. Helping improve your credit scores
7. Appraisal Credits.
Mortgage Company
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us with any questions,
Office
Call 773-282-4833
Call/Text 773-931-9534
Direct Line
Robert Reveles
NMLS #233064
Hablamos Español
Please call or text for more details! on any of our programs!
Robert Reveles Manager of People's Choice Financial has
24 yrs of experience to help you with your dream home,
Please call/text direct number 773-931-9534
Mary R, Manager of Loan Admin,
Will work on getting your loan completed in an efficient manner, from 2-4 weeks, from start to finish.
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An Illinois Residential Mortgage licensee #MB.0006633
Dept of Financial and Professional Regulation (IDFPR)
555 West Monroe Street, 5th Floor Chicago IL 60661 (888)-473-4858
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